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Old 10-27-2012, 06:34 AM   #21
lifeexpectancy
 
Join Date: Feb 2009
Posts: 2,414

Gamertag: LifeExpectancy

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Well interest on credit cards doesn't hit until a month after your next statement after the purchase. For instance my statement is on the 27th, so this won't be on my statement until Nov 27th, meaning I won't be charged interest if I pay it off in full by Dec 27th. I've been using my discover card for 10 years like this, always paying the balance off in full before the next statement. I average $300-400 a year in cashback bonus from using it and have never paid a dime in interest. They're great tools if you're disciplined.
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